[Jammin]

My "saving" isn't more along the lines of the actual gun but the training to shoot it, proper registrations for my state and county, etc.
I don't have a family at the moment so its not something I feel I need to expedite. Should I wish to do so later I may.

And Not everybody else lives where I live. Those with slower polcie departments should arm themselves to be sure they are protected.
If I lived ~7 blocks east (into the city of Detroit) things would be a lot different - more crime and much slower police. I'd surely be armed then.
But for now, I feel secure with my alarm system, my 4-minute response time from my police station (based on a false alarm time I had last year). and overall lack of violent crime in my particular area. Someday I'll get the money I need for the proper firearm and licensing that my state/county requires, plus I would need to take courses on how to use it. I don't see any reason to do that for now.